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Best Life Insurance Quotes

Established in 1999, we’re a privately-held Canadian company. Our mission is to help Canadian business owners, medical professionals and retirees reduce their corporate tax bill through life insurance.

We’re an independent brokerage and are not affiliated with any particular company. Therefore, we work solely for our clients and always act in your best interest.

Why life insurance?

We’re here to help with your corporate life insurance needs. Not only does a corporate-owned exempt policy allow for tax-deferred growth of the cash value of the policy, but there’s also a mechanism that allows the death benefit proceeds to go tax-free to shareholders through the corporations capital dividend account (CDA).

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Business owners who are shareholders of private corporations and have cash flow in excess of what is required to operate their business will often accumulate wealth within their company as retained earnings.

Is life insurance right for you?

  • Do you have surplus cash flow in your business held in a holding company to house passive investments that is not required for day-to-day operations?
  • Do you want to reduce your corporate taxes on investment income?
  • Would you like to transfer taxable corporate investments into a tax-deferred investment vehicle?
  • Do you want to leave your corporate assets to your family tax free?
  • Do you want to minimize capital gains tax upon the deemed disposition if shares upon death?
  • Would you like those “locked-in” assets to be paid as a tax free dividend through the Capital Dividend Account?
  • Do you want to immediately increase the value of your estate?
  • Do you want a plan that can protect you and your family from creditors?

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